Comprehensive
Insurance Solutions
for Public Entities

Public entities vary widely in scope and function, each facing distinct risks. Our specialists have the expertise to assess these unique challenges and deliver tailored, cost-effective insurance solutions that provide complete protection.

Tailored Insurance Solutions for Public Entities

Public entities play a vital role in supporting state and local infrastructure, delivering essential services to communities. These responsibilities come with unique risk exposures that demand specialized insurance solutions.

Our experts understand the complexities of public entity risks, offering comprehensive coverage options for municipalities, transit districts, educational institutions, and other government agencies at the county, city, and state levels.

We take a customized approach, ensuring that coverage aligns with the specific challenges your clients face—helping them navigate today’s risks while preparing for the future.

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Brokerage Solutions

Our wholesale broker specialists provide tailored solutions for public entities and pools with complex exposures. We offer a broad range of coverage, including layered programs, parametric structures, and reinsurance. Our expertise extends to property and casualty coverages such as flood, earthquake, terrorism, active shooter, and special event liability.

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Specialized Underwriting

Our underwriting team offers niche public entity programs designed by industry specialists. With nationwide availability and partnerships with financially strong carriers, we leverage data and analytics to craft customized insurance solutions.

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Group Benefits

Schools face liability risks in various environments—from transportation to the classroom. Our specialized Student Accident and Catastrophic Medical insurance plans help schools nationwide mitigate risks, ensuring seamless coverage and protection.

Exclusive In-House Public Entity Programs

Atmospheric River Program

A groundbreaking flood insurance program designed for California’s public sector, offering scalable payouts based on flooding severity to ensure timely financial assistance for municipalities.

Student Accident Coverage

Comprehensive accident and catastrophic insurance tailored for schools, students, and athletic programs.

International Student Health Insurance

Specialized health coverage designed for inbound international students, ensuring access to quality healthcare.

Product Defect Insurance

A first-of-its-kind solution for small businesses, offering financial protection against the high costs associated with defective products.

Public Entity Insurance Solutions

Customized insurance programs covering a broad range of public sector needs across multiple lines of business.

Trailer & Work Truck Manufacturers

Designed to address the unique risks faced by trailer manufacturers and the truck aftermarket industry.

Workers' Compensation for Schools

A dedicated insurance program providing first-dollar workers’ compensation coverage for educational institutions.

Expert Actuarial & CAT Modeling

Our in-house actuarial team utilizes advanced software to provide precise catastrophe risk assessments and accurate pricing.

Strategic Claims Advocacy

We design proactive claims management strategies and offer support for complex claims when it matters most.

Legal Counsel Access

Providing expert legal guidance and representation to safeguard your clients' assets.

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Public Entity Insurance Expertise

Delivering tailored insurance solutions to protect public entities from complex risks.

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Trusted Coverage Solutions

Comprehensive insurance programs designed to meet the diverse needs of public sector organizations.

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Strategic Industry Partnerships

Collaborating with leading market specialists to provide innovative risk management solutions.

Public Entity Insurance Insights & Updates

Stay informed on the latest trends and developments shaping the public entity insurance landscape.

Dec 3, 2024

State of the Market – 2025 Outlook


Oct 21, 2024

Police Professional Liability: A Necessary Evolution in Security


Oct 4, 2024

Shifting Dynamics in the Public Entity Casualty Market


Oct 4, 2024

Highs and Lows of the Public Entity Property Market


Let's talk
about your
project.